Descripción de la oferta
Overview
Job Description
Product Owner – Receivables Finance
As we build on our agile ways of working, we are seeking a product owner with extensive knowledge of the receivables market to help us implement new platforms, launch new products and grow our receivables offering in Spain before supporting a launch in other European countries.
Responsibilities
Own build and develop the product vision, long-term roadmap, and overall product strategy, ensuring alignment with organizational goals and market needs
Understand customer needs, market demands, and business context. Identify key market opportunities and customer requirements. Build feedback into product requirements and use data to inform future product developments
Own the team backlogs, prioritizing features, enablers, and stories to ensure timely delivery of product increments
Work closely with the development teams to break down high-level features into actionable user stories
Define, refine, and accept iterations, ensuring they deliver business value and align with the product vision
Collaborate with cross-functional teams (design, development, marketing, etc.) to deliver the product efficiently
Review product features to ensure they meet the agreed-upon criteria before acceptance
Manage stakeholder expectations, ensuring effective communication of product progress, milestones, and results
Qualifications
Essential Experience
5+ years in the receivables industry in Europe, ideally with expertise in the Spanish market
Has previously been a Product Owner
Experience of launching new platforms
Demonstrable knowledge of leading value stream teams
Has worked in AGILE teams and organisations; built roadmaps and managed backlogs
Technical Skills
Expert knowledge of the receivables market and multiple products including factoring (recourse and non-recourse), confirming and reverse factoring, spot invoice discounting
Strong stakeholder management across multiple complex relationships
AGILE methodologies
Core Competencies
Stakeholder management - Ability to build strong relationships
Customer and data-driven mindset - Comfortable with analytics, A/B testing and performance optimization
Entrepreneurial spirit - Thrives in startup/scale-up environments with ambiguity and limited resources
Self-starter - Takes initiative, manages priorities independently, and drives projects to completion
Communication excellence - Outstanding written and verbal communication skills in English and Spanish, additional European languages highly valued: French, Dutch
Creative problem-solving - Innovative approach to operational challenges with limited budget
Education
Experience dependent
Personal Attributes
Passionate about fintech innovation and SME financing
Comfortable with regulated financial services environment
Results-oriented with strong attention to detail
Adaptable and resilient in fast-paced, evolving organization
Team player who embodies RiverBank's values of integrity, excellence, and collaboration
Profile required
Passionate about fintech innovation and SME financing
Comfortable with regulated financial services environment
Results-oriented with strong attention to detail
Adaptable and resilient in fast-paced, evolving organization
Team player who embodies RiverBank's values of integrity, excellence, and collaboration
Company Description
RiverBank is one of Luxembourg's fastest growing financial services companies. We are a client focused corporate lender, dedicated to funding SMEs across Europe, with an initial focus in the Netherlands, Luxembourg, France and Spain. We have ambitious plans to grow, at pace, to support thousands of SMEs and medium size corporations to invest in and build their businesses.
We are recruiting people who are excited to build a bank on a mission to make a difference to small and medium businesses across Europe, who can help us continue to build momentum, bring customers and help shape the pan-European SME bank of the future. We want people who are passionate about building relationships with clients and able to market lending solutions that will work for all stakeholders.
RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.
On 1/13/2026
#J-18808-Ljbffr
