Descripción de la oferta
At ING we are looking for VP of Portfolio Management specializing in TMT
Your role and work environment
ING is looking for a VP Portfolio Management to join the Lending team within Wholesale Banking.
In this role, you will actively manage the TMT lending portfolio across Spain and Portugal, ensuring effective credit monitoring, portfolio optimization, and capital efficiency. You will work closely with colleagues across Origination & Structuring, Risk, Transaction Management, Capital Markets & Advisory, Legal, and support functions to deliver a seamless client experience and maintain a high-quality portfolio.
The Portfolio Management team is responsible for managing lending transactions throughout their lifecycle, from post-funding to final repayment, while driving process improvement, standardization, digitalization, and regulatory readiness.
Your Key responsibilities
Manage a portfolio of lending clients, acting as the primary contact for ongoing credit monitoring, portfolio analysis, risk reporting, and portfolio optimization.
Conduct quarterly and annual credit reviews, including financial analysis, cash flow modelling, sensitivity analysis, sustainable finance assessments, and credit approval coordination.
Process amendments and waiver requests, coordinating approvals and legal documentation updates through execution.
Monitor credit quality, financial performance, covenant compliance, risk ratings, and potential risk migration.
Identify and manage Early Warning Signals, credit deterioration, forbearance situations, default assessments, and other risk-related events.
Prepare portfolio reports, risk reviews, regulatory submissions, and internal management information.
Maintain portfolio tracking metrics, lending limits, industry databases, and capital velocity initiatives.
Collaborate with relationship managers and sector specialists to identify risks, trends, and commercial opportunities, including cross-buy initiatives.
Coordinate with global portfolio support teams to ensure efficient portfolio management processes.
Contribute to operational excellence through process improvements, digitalization initiatives, data quality enhancements, and transformation projects.
Support the development of junior colleagues through coaching and knowledge sharing.
This position requires strong analytical capabilities, sound credit risk judgment, stakeholder management skills, and the ability to manage complex lending portfolios in a dynamic international environment.
What are we looking for?
Want to know if this job is made for you? These are some of the qualities that we value the most for this role.
Qualifications / Education:
University degree major in business/ economics or relevant business discipline with above-average academic grades. CFA and/ or MBA is a plus.
Experience / Knowledge:
7+ years of relevant credit analysis experience in the banking industry and international environment, preferably having worked with clients in TMT.
Collaborative and inclusive team player; embracing diversity and cross-cultural awareness and able to work effectively across functions;
Strong financial and credit analysis capabilities; eye for detail
Excellent presentation and communication skills;
Collaborative and able to work effectively across functions and regions;
Ability to thrive in a fast-paced environment with multiple competing priorities;
Committed and dedicated individual who wants to continuously improve;
Self-motivated and willing to work in a deal oriented and deadline driven environment;
Knowledge of Legal Documentation;
Strong work ethic, positive attitude, and professional demeanor;
Fluent in Spanish and English, both verbally and written.
What do we offer?
In the Portfolio Management team, we realize that the aspired excellence of our work means that we always need to have the best people in the best positions. That is why we are committed to investing in your personal growth and development. You will experience a steep learning curve. We offer you the opportunity to further develop your sector knowledge, commercial & relationship skills, financial expertise, transaction experience, and regular interaction with clients at a senior level. At the same time, we will ensure that you are always up to date on the key developments in your field and that you will continue to improve your performance. These circumstances provide an excellent opportunity for a talented individual to advance your career in a multi-cultural and international environment.
The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.
Be flexible my friend.
Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing.
So that thinking about what to have for lunch doesn't take up your time or your cravings.
Our house will be your home.
In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more!
Health insurance.
For you and all your family (spouse/partner and children).
Life insurance.
We help you protect what matters most to you.
Flexible remuneration.
In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids…
Free company shuttle.
It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably.
Special loans with more beneficial conditions.
Special mortgage conditions after 6 months working at the bank.
And you can benefit from our pension plan after 1 month with us!
More vitality and more belonging
360 care of the employee (physical, mental, social connection & purpose).
Physiotherapy service on site.
Runners club with your own trainer.
Clinics with professional, world-class athletes.
Gympass service.
Employee Networks: Rainbow Lions (LGBTQI+ & Leonas).
Get to know Us
We are a team of more than 1600 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go.
A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies.
And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries.
We are proud to have a diverse team and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society.
And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey.
Making things happen, helping others be successful, always being one step ahead-that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you!
At ING, you belong just as you are. We hire and support people for their talent and potential - and we know that when you can be yourself, you do your best work.
Job Application Safety Reminder
We're seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING:
Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn.
Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com.
No payments or banking details will ever be requested: If someone asks for this information, it's a scam.
#J-18808-Ljbffr
